With a ROTH IRA, you contribute after tax dollars, but you are not taxed on the gains, so long as you aren't withdrawing before age 59.5 years of age. You can however, take out your contributions anytime without penalty, since those have been taxed already. Other conditions, including income limitations apply.

Do you have value added resources to monitor your net worth, view portfolio performance, and plan for your goals (education, retirement, home, etc.)? Do you know if your portfolio contains high fee / high commission products such as loaded mutual funds that, possibly, aren't in your best interests? Let's talk.

We invest in a diversified portfolio, custom tailored to you, consisting of stocks, bonds, Exchange Traded Funds, and/or no-load mutual funds according to your risk tolerance and in your best interests. The following features are also available at no extra charge with these accounts.

  • Account Aggregation, goal setting, retirement planning, and financial planning system access, along with a real life financial advisor.
  • ATM/VISA Debit Card
  • Automated Monthly Electronic Transfers (incoming and outgoing; available for payroll and checking accounts)
  • Check writing
  • Transfer Upon Death (TOD) - available for approved states
  • Rebalancing
  • Tax-Loss Harvesting
  • Blended Portfolio modeling
  • Dividend Reinvestment
  • Recurring Deposits.